Home Loan Savings & Solutions for NEA Members

Save $1,280

No Application Fees
No Origination Fees
No Processing Fees

We'll Guide You Home

The First National Bank of Omaha (FNBO) Home Mortgage for NEA Members is a smart, easy way to finance your new home or refinance an existing mortgage. Available to NEA members and their spouses (or domestic partner), parents and children, this mortgage offers low competitive rates and options to make the best decision for you and your family. Through the FNBO Home Mortgage for NEA Members, pay no application fee, no origination fee, and no processing fee – an estimated value of $1,280 savings in your home buying or refinancing journey!

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Explore Mortgage and Refinance Options for NEA Members

Let us help you make the right decision.

Save $1,280 in Closing Costs

No application fee.
No origination fee.
No processing fee.
An estimated value of $1,280 in savings on your home purchase journey.

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Mortgage Options

Down Payment Options as Low as 3-5%

Conventional Loans
FHA Loans
VA Loans
USDA Loans

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Refinancing

Consider the savings that come with refinancing to a lower interest rate or a shorter mortgage term. Or, tap into your equity to help pay for life's expected - and unexpected - events. As a member of the NEA, you will save an estimated $1,280 in closing costs.

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Lock & Shop

The First National Bank Lock & Shop program offers peace of mind by locking in your rate 60 or 90 days. If interest rates go up, your rate stays the same. If rates go down, we will match the lower market rate.¹

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First National Bank of Omaha

Time-tested. Unparalleled service. With more than 165 years' experience meeting our customers' financial needs, First National Bank of Omaha has built a reputation for service few banks can match.

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Lending Expertise

When you start with FNBO, your loan officer will be with you every step of the homebuying or refinancing journey. Dedication to your needs - you'll experience the difference.

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Refinance Your Existing Mortgage

Refinancing your mortgage with the FNBO Home Mortgage for NEA Members is a multi-tool that can lower payments, find funds for home projects, and create an improved loan you feel good about. As an added benefit, pay no application fee, no origination fee, and no processing fee through the FNBO Home Mortgage for NEA Members. An estimated savings of $1,280 in your home refinancing journey!

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Why Refi?

Be in Control

Maybe you want to pay off your home sooner or want a lower interest rate. By refinancing, you may be able to save thousands over the course of your term.

Use Your Equity

Home improvement projects can increase the value of your home, and your home can help pay for projects when you utilize the equity you’ve created.

Move to a Fixed Rate Mortgage

Adjustable rate loans provide lower rates that can increase over time. If your circumstances have changed, you may be able to switch to a fixed mortgage for a predictable monthly payment.

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About First National Bank of Omaha (FNBO)

We’re FNBO and we’ve taken a different path to become a different kind of bank.

FNBO is an independent and family-owned bank. With a heritage of banking excellence, dating back more than 165 years, we’re focused on the long view instead of the next quarter. It’s been our recipe for success for generations.
We never forgot the lessons of starting small. When FNBO opened in 1857, it was a local bank that served Omaha and the surrounding communities. We think of ourselves as a “great big, small bank” – large enough to provide the expertise and resources necessary to handle any financial need, yet small enough to work with you personally.
Giving back is part of our DNA. Foundationally, we believe a bank can be a force for good in the world and we are committed to helping build strong communities. We have the ability – and see it as our responsibility – to contribute where we can, and have used our success to invest millions back into the communities we serve.
Over 165 years of putting customers first. The simple things truly add up, like our day-after-day commitment to everyone we serve.

FNBO is not affiliated with or endorsed by NEA MB. NEA MB will not take loan applications, offer, negotiate, arrange, or make mortgage loans/lines. Cannot be combined with another offer. Website content should not be construed as offering legal/financial advice.

Processing fees included in the $1,280 estimate include but are not limited to verification of information, preparation of loan documents and ordering of services.

1 First National Bank’s Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.

The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.

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